Jagged Globe Travel Insurance

Insurance designed specifically by Jagged Globe for you, whenever you’re climbing, trekking or skiing.
Only available to EU residents

Why is Jagged Globe insurance the best for your adventure in to the mountains?

We know the mountains you visit, so we know what you need from your insurance.
Competitive premiums, compared against the market.
No joining or membership fees, just the premium for the insurance.
If something goes wrong, our insurers provide professional, experienced assistance to help you. We overlay this with our own network of overseas agents and in-country resources.
Effective Limits of Cover, for example:
- £3,000 for Cancellation and Curtailment (£5,000 for Everest), with the option of buying £1,000 increments up to a total cover of £15,000.
- £5,000,000 for Emergency Medical Repatriation and Associated Expenses Abroad.
- £50,000 for non-medical Rescue. Rescue as the result of injury is covered to the full extent of the Emergency and Medical Repatriation cover of £5,000,000.
- £250 for Personal money - by which we mean cash.
- £500 for Travel Documents. For some travel policies the limit for 'travel documents' usually includes cash, which we cover separately.
Cover for conventional terrorist attack.
Annual cover available.
No fuss. It is easy to look-up your premium, as they are specified by trip name.
Confidence in the Cover Provided. You do not have the worry of interpreting the definitions of what activities may or may not be covered by the policy you are buying. We’ve already matched the right policy to each Jagged Globe trip.

Adequate travel insurance is important

You must buy travel insurance that properly covers all of the activities included in your trip. If you decide not to purchase our insurance, you must provide us with details of your alternative insurance in writing before you travel, please.

Our travel insurance has been arranged by Travel & General Insurance Services Limited to specifically meet your needs when travelling with Jagged Globe. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.

The Schedule of Cover sets out the cover provided by Jagged Globe insurance. A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included (all mountaineering activities which are inherent to your Jagged Globe expedition, trek or course are included.)

Single trip policy schedule of cover

Section		Sum insured per person	Excess pp
A	Cancellation and curtailment charges	Up to £3,000* (£5,000** for Everest)	£75
B	Emergency medical, repatriation and associated expenses abroad	Up to £5,000,000	£75
	Non medical rescue Hospital benefit	Up to £50,000 £20 for each 24 hour period to a maximum of £1,000	Nil Nil
C	Emergency assistance in the UK	Up to £2,000	£75
D	Personal accident	Up to £25,000 (age limits apply)	Nil
E	Travel delay	£20 first 12 hours and £10 each subsequent 12 hours to a maximum of £100	Nil
	Missed departure Missed connection	Up to £1,000 Up to £1,000	£75 £75
F	Personal possessions	Up to £2,000	£75
	Single item limit Valuables limit Delayed Baggage (after 12 hours) Travel documents	£400 £500 Up to £100 Up to £500	Nil £75
G	Personal money	Up to £250	£75
H	Hijack	£50 for each 24 hour period up to a maximum of £500	Nil
I	Mugging	£50 for each 24 hour period up to a maximum of £500	Nil
J	Personal liability	Up to £1,000,000	£250
K	Legal expenses	Up to £25,000	Nil

*Cancellation and curtailment cover £3,000. £65 per additional £1,000 of cancellation and curtailment cover to a maximum of £15,000.
**Cancellation and curtailment cover £5,000 for Everest. £130 per additional £1,000 of cancellation and curtailment cover to a maximum of £15,000.
The premiums payable, including Insurance Premium Tax, are shown against each tour.

Children 3 to 17 – ¾ of the base premium if travelling with an insured adult
Person aged 66 to 70 years on departure - 2 times the base premium
Person aged 71 to 75 years on departure - 3 times the base premium

Annual multi trip premiums

Annual multi trip policy with course cover:
Europe £99
Worldwide £169

Do as many Jagged Globe courses in a year, plus all your normal holidays with standard activities cover.

Annual multi trip policy with trek cover :
Europe £115
Worldwide £155

Do as many Jagged Globe treks or expeditions to designated "trekking peaks" in a year, plus all your normal holidays with standard activities cover.

Annual multi trip policy in addition to a Jagged Globe single trip policy:
Europe £35 plus expedition single trip premium
Worldwide £50 plus expedition single trip premium

Do one Jagged Globe trip with full expedition activities cover plus all your normal holidays with standard activities cover.

Standard activities cover, Course and Trek activities cover are defined in the policy document. Please contact us for details.

Important declaration:

An insurance policy can only provide cover in respect of an accident, illness, injury, loss, damage or an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed, otherwise you may not be covered.

You must tell us about all material facts. A material fact is one that is likely to affect our decision in accepting or continuing your insurance. For example, these could be your employment circumstances, medical history or those of a travelling companion, immediate relative, business associate or other person that may influence you to cancel or curtail your journey.

In addition, you must be able to make the following declaration for yourself and anyone travelling with you.

As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:

is waiting for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test;
has been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
has any breathing or heart problem (including angina) or high blood pressure, which has needed treatment (including regular medication) in the last two years;
has received treatment, including regular medication, in the last 12 months for:
1. any disorder of the blood such as clotting, bleeding or anaemia;
2. any form of stroke;
3. any form of cancer, leukaemia or tumour;
4. a transplant;
5. any psychiatric illness, dementia or dialysis treatment;
6. any other pre-existing and on-going medical condition that a registered general practitioner could reasonably anticipate may give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
has been diagnosed by a registered general practitioner as having a terminal condition;
know of any reason why the journey is likely to be cancelled or cut short.

If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585.

Please ensure that you read your policy carefully. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.

Please ensure you read your insurance policy carefully. Failure to comply with the terms & conditions of the policy may result in cover being restricted.

Page updated 01 December 2008